Fairfield, California, is a growing city in Solano County that combines a suburban atmosphere with convenient transportation options and easy access to the Bay Area. Whether you are considering relocating, investing in Fairfield real estate, or simply seeking to understand local living costs, it is important to have a clear picture of the city’s expenses. This provides a comprehensive breakdown of living costs in Fairfield, covering housing, utilities, transportation, and more.
Housing Costs in Fairfield
Housing is typically the largest expense for residents in Fairfield. The local real estate market offers a variety of options, including single-family homes, condos, and townhouses.
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Median Home Price: Approximately $650,000, which is generally more affordable than other cities in the Bay Area.
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Rental Costs: One-bedroom apartments average $1,800–$2,200 per month, while two-bedroom apartments range from $2,300–$2,800.
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Property Taxes: Around 1.1% of the assessed value, though rates vary depending on the neighborhood and property type.
Working with a local real estate agent who specializes in Fairfield real estate can help you find suitable properties and navigate competitive bidding processes effectively.
Utilities and Household Expenses
Compared to larger metropolitan areas, utility costs in Fairfield are relatively reasonable.
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Water and Trash Services: $70–$100 per month.
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Internet and Cable: High-speed internet averages $60–$80 per month.
Considering utility expenses is essential when planning a move. Experienced Fairfield real estate agents often provide guidance on utility costs in different neighborhoods.
Transportation Costs
Fairfield’s location along major highways and the Capitol Corridor train makes commuting convenient, but transportation costs should be considered.
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Gas Prices: Average around $4.50 per gallon, though prices fluctuate.
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Public Transportation: Monthly train passes cost approximately $100–$150.
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Car Maintenance and Insurance: $100–$200 per month on average.
A top Fairfield real estate agent can help you identify properties that reduce your commute time by being close to major transit routes or freeways.
Food and Grocery Costs
Grocery and dining expenses in Fairfield are moderate.
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Groceries: A single adult typically spends $300–$400 per month, while a family of four may spend $800–$1,000.
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Dining Out: Casual restaurants range from $12–$25 per person, and mid-range restaurants cost $25–$60 per person.
Combining visits to farmers’ markets, local grocery stores, and wholesale retailers can help manage overall food costs.
Healthcare and Insurance
Fairfield offers accessible healthcare through multiple clinics and hospitals.
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Health Insurance: Most individuals pay $400–$600 per month, depending on coverage.
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Medical Appointments: Without insurance, visits typically cost $120–$200.
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Dental and Vision: Standard plans average $50–$100 per month.
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Homeowners Insurance: $80–$150 per month, depending on coverage and property type.
Planning for healthcare and insurance costs is important for both individuals and families relocating to Fairfield.
Education and Childcare
Fairfield-Suisun Unified School District provides public education to local residents.
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Public Schools: Free for residents, though some programs may have optional fees.
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Private Schools: Tuition ranges from $8,000–$20,000 per year.
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Childcare: Full-time daycare costs $1,000–$1,500 per month.
Lifestyle and Entertainment
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Local Attractions: Jelly Belly Factory, Rockville Hills Regional Park, and Solano Town Center.
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Fitness: Gym memberships typically cost $40–$80 per month.
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Community Events: Farmers markets, local festivals, and concerts often have free or low-cost admission.
A knowledgeable Fairfield real estate agent can guide you to neighborhoods that balance lifestyle, convenience, and affordability.
Conclusion: Is Fairfield Affordable?
Compared to other Bay Area cities, Fairfield remains relatively affordable while offering high-quality education, a vibrant community, and convenient access to major urban centers. Partnering with an experienced Fairfield real estate agent will help you find the right property, understand all associated costs, and make informed decisions whether you are buying, selling, or investing in Fairfield real estate.